Their greatest financial advantage is something they already have.

Time.

A little invested regularly while they’re young could help give them more choices when the big moments arrive.

$60 A MONTH, FROM BIRTH

Birth25th birthday

Illustrative value at 25 in today’s dollars, assuming 9.5% p.a. returns and 2.5% p.a. inflation. You would contribute .

Invest regularly over time Start small with an amount that suits you Give growth room to compound

THE IDEA BEHIND $2 MILLIONAIRE

What if you started before they needed the money?

A first car. Education. A home of their own. You may not know which path your child will choose, but you can start preparing for it now.

Instead of trying to find a large amount when a milestone arrives, you could put aside a manageable amount while they have years ahead of them. Even modest contributions have more opportunity to grow when they are given time.

THEIR FUTURE, THEIR WAY

More choices when it matters

The money might help with a milestone—or give them the confidence to keep investing themselves.

First car

A little more freedom to get to work, study or wherever life takes them.

Education and beyond

Support for learning, travel, a business idea or an opportunity.

First home

A possible contribution towards one of their biggest future goals.

How much time does your child have?

Use our example calculator to estimate how much your investment can return. Discover how small, regular investments can compound into a strong investment account.

Child’s age today

Invested per month

Type any amount, or drag the slider dollar by dollar.

Assumed return per year

Illustration only, before fees and tax. Values are shown in today’s dollars: the assumed return is reduced by inflation of 2.5% p.a. Returns are not guaranteed.

You contribute

Balance at each birthday, in today’s dollars after 2.5% p.a. inflation. Grey bars are birthdays already passed.

THE YEARS MOVE QUICKLY

They only get 25 birthdays to age 25

Every year is another year they could have had working for their future.

WHY STARTING EARLY MATTERS

The cost of waiting is time you can’t get back.

Starting earlier gives each contribution longer to experience potential compound growth. The difference becomes more noticeable as the years pass, though returns are never guaranteed.

Start today

Smaller regular amounts have more years to grow.

Start in five years

You may need larger contributions to pursue the same goal.

At the milestone

The full cost may need to come from savings available then.

Figures use the calculator settings above, are shown in today’s dollars after 2.5% p.a. inflation, and are illustrative only.

MORE THAN AN ACCOUNT BALANCE

Give them a head start.

One day, you might be able to say: “We started this for you when you were little.”

Opportunity Independence Financial habits More choices

START WITH WHAT YOU CAN

Give their money time to meet their future.

We can help you understand ways to invest for a child, including ownership, tax and an approach that fits your circumstances.

GET IN TOUCH

Contact us

Have a question about investing for a child? Send us a message and we’ll get back to you.

8 Glenelg Avenue
Mermaid Beach, Qld 4218

(07) 5522 8065